Q: I have to attend two driving safety seminars a year for my job. If I let my auto insurance company know that I attend the seminars is there any way my premium could be lowered?
A: It would depend whether or not your car insurance company offered a discount on driver safety seminars. Even if they do offer such a discount it would depend on what was covered in the specific seminar you took for work.
If it is specific to a certain type of driving you have to do for work, such as operating a forklift, then it is unlikely your motor insurance provider will accept that seminar as a basis for lowering your premiums. Many auto insurance companies will offer discounts for things like attending driver safety seminars if the seminar is also applicable to regular road condition driving. The best way to know for sure is to call your agent directly and ask.
If your specific insurance company does not offer a discount in your rate, then the next step would be to call other vehicle insurance companies in your area. Explain that you attend the seminars as a requirement for your work so there can be no confusion later. If you can get a lower quote from another agent for attending driver safety seminars then it is worth making the switch as long as the vehicle coverage is comparable.
Lastly, we encourage you to get online and shop for auto insurance quotes from several different companies. Comparing rates is one of the easiest ways to dramatically cut down on your car insurance premiums.