The different types of car insurance policies offered do tend to vary from country to country but mainly there are a few options to remember. If it is a private car and nothing to do with business then you can normally choose from fully comprehensive coverage to third party, fire and theft coverage.
Fully comprehensive is very good if you are driving an expensive car and need to make sure that any accidents you have where either yourself or the other driver is at fault that the insurance will cover you for any damages to their car as well as your car. It will normally cover you for theft of the car and you can also have the option of insuring the contents of your car against theft as well.
Third party, fire and theft on the other hand can be a little less expensive but will only normally cover, when you have an accident, the other party if the accident is your fault, it does not normally cover you and you will not be paid for your car if it were to be deemed un-repairable. It will of course normally cover you if someone was to steal your car or your car was to catch fire.
Making the decision as to which policy would be best suited to your needs depends on your circumstances for example if you rely on your car and could not afford replace it after an accident then it you may want to take out the fully comprehensive car insurance.
Whichever car insurance you decide upon it is important that you make the right decision as it is too late to change your mind once you have had an accident, you really do not want to live to regret making an incorrect decision.