When you’re looking for a home insurance, exactly as you do for anything else, you try to get the best deal and, at the same time, a good policy: finding the best policy for you, you’ll have to consider the price and what’s covered by the insurance. When you request quotes you should decide what you need to insure: you should evaluate everything: furniture, gazebos, garages, and other goods that might not be worth insuring.
Some things would probably make the price rise making policy too expensive. When you have decided what must really be insured you should request as many quotes as you can from different companies and websites, but all of them with the same list of possessions, otherwise you can’t make a real comparison. Having decided in advance what will be insured and what not you’ll be given several quotes for a policy covering exactly the same value, and you will be able to see which is the best quote.
Now you’d probably choose the cheapest one as the vast majority would do: this idea is the most obvious, but you should carefully read all the contracts and understand all of their clauses so you will be able to make a well reasoned decision. Requesting quotes online is by far the best and quickest way to receive several quotes quickly, and you don’t need to meet several agents hence you’ll save hours or maybe days that you would spend otherwise to go from agency to agency to request some quotes.