If you are getting ready to attend college or are already in college, then you need to know that most educational institutions will require you to carry at least minimum health insurance. Most of these universities and colleges do offer plans that are specifically for students so that health coverage is affordable for the student. Using your university or college for student health insurance is almost always going to be the most affordable option if you are no longer covered under your parents insurance.
Most employers that have health insurance packages will extend that health insurance, for a student, for 18 months if they were covered under their parents health insurance. Have your parent that carries the health coverage check to see if this is what their employer does or not. This will give you enough time to look into what your college or university offers and compare that with what you can get from an individual plan. You will be able to find the best deal for your health insurance and still remain covered in the process.
You will also want to check into what your insurance will cover, if you get it through your school. Some student health insurance policies cover you outside of the United States and will also cover you while you are on vacation from school. On the other hand some policies only cover you while you are on the campus and will not even cover you outside of the institution. Make sure you know where you are covered, what your deductible is, how much your co pay will be, and how much prescriptions are going to be. Know whether you have to go to the campus student health center to be treated or if you can go to your family doctor. Get all the information you can so that you know what to do in case you need to use your health insurance.