Mayıs 17, 2022

INSURANCE BOAT

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Things to Consider For Teenager Car Insurance

Among those killed, teenage drivers have the highest death rates per miles driven among all age groups, followed by elderly drivers and young adult males. Every year the cost of crashes exceeds $230 billion dollars. In 2005 in the U.S., 16,885 people died in alcohol-related crashes. That’s one every 31 minutes or an average of 46 per day.

Lack of sleep is one of the leading causes of traffic fatalities. Fatigue has many of the same dangerous effects as drinking alcohol. For example, being awake for 18 hours straight has the same effect as a.07 BAC. Alcohol enters the bloodstream very quickly and begins to affect the body almost immediately. It is quick to find its way to the brain because the brain contains more blood than any other organ.

The amount of alcohol present in the bloodstream is called blood alcohol concentration (BAC). Many factors can affect an individual’s BAC -such as gender, weight, number and size of drinks. Typically, one drink equals one 12-ounce beer, a 5-ounce glass of wine, or one shot. In general, for males it takes the liver up to 2 hours to process approximately one drink.

An alcohol-impaired driver is less able to interpret what he or she sees. They make errors interpreting shapes, have altered depth perception, and experience difficulty in judging speed. Never drive with an impaired driver. If intervention is not working, call a cab. If you keep all of these pointers in mind, then when it comes time to get auto insurance for your own teenagers, you will be able to save yourself a great deal of money, something that every parent can truly appreciate.

These are the most major ways to reduce costs on car insurance for your teens, but there are many more as well, such as increasing your policy excess, restricting drivers on your policy to just one named other, installing security measures such as an alarm or immobilizer, parking your car in the driveway or in a garage when possible to reduce the likelihood of theft or damage, and aiming to drive as few miles as possible because the fewer miles you use up the cheaper your insurance will be.

You want to make sure that you keep vehicle modifications to a minimum, because they will result in pushing up the price of the replacement value, and this is especially a problem with auto insurance for teenagers because they always want to get all of the hottest new fancy accessories and extra fast cars.