A vacation is a vacation irrespective of the distance, duration or location in question. And, every vacation deserves a safe and secure travel itinerary without an iota of worry. Exploring new places, mingling with new culture, language, people and custom not only add value to the human existence, but they may at the same time increase a traveler’s personal risk, liability and vulnerability as he/she travels halfway across the globe.
And, a poor state of health or illness during travel abroad can abruptly bring to an end a ‘dream holiday’ while opening doors to various predicaments. It is due to this very reason why international health insurance comes in handy and how it helps travelers shield their fates against odds and contingencies.
Globalization has shrunk the world not in the physical sense but in the virtual aspects like trade & commerce, communication etc. It being said extreme importance must be taken while sorting out travel insurances from the pack of others, and specifications on areas like trip cancellations, medical expenses, and protection against baggage loss be given the utmost priorities among all the variety of coverage.
Undoubtedly, travel health insurance tops the chart of the priorities on any given day and that is regardless of whether one is on a short or a long trip. In the technical forefront, each travel insurance plan is put under a category and this classification is based entirely on factors such as duration of foreign travel and travel destination.
To sum up, there are three basic types of travel insurance category namely- Single trip, Multi trip and Long trip. Firstly, single trips are those that are taken by occasional travelers, but indulge in adventurous activities and tours. This in turn multiplies the possibility of injuries, accidents and illnesses on account of adverse climatic conditions and sport activities. On the contrary, multi-trip insurance plans are specifically designed for frequent travelers, and for these travelers opting for a multi-trip insurance plan is the wisest decision.
Or, one might be a frequent traveler but an occasional traveler who takes trip or long stay abroad. Students, overseas worker, exchange program professionals et al are best suited for this type of travel insurance.
Every travel plan is incomplete and erroneous if the traveler’s safety and health are compromised therefore, the need of the hour is to procure insurance protection which is replete of features like- affordability, relevant and comprehensive travel insurance coverage, insurance against trip cancellation penalties and vacation guarantee for all kinds of travels including tours, cruises, and air and rail tickets.
In the past, globe trotting was confined to a few sections of the population, but today owing to the advancement in technology and tourism industry it is no longer impossible for millions of people to travel to far-flung tourist places of the world for leisure trips.